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Pszczela Wola Lubelskie Towarzystwo Pszczelnicze Giełda Pszczelarska Przepisy z Miodem Miod Pszczeli szerszenie sławomir trzybiński Dom Pszczelarza Kamianna CENY MIODUżycie miodem słodzoneGaleria pszczelarska

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NAJLEPSZE STRONY O POLSKIM MIODZIE

Warsztaty Pszczelarskie Pszczelniczy Fundusz Asekuracyjny Lubelskie Towarzystwo Pszczelnicze
Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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Backpackers and Billionaires

It used to be that backpacking trips to Fiji involved a bus ride from Nadi to Suva, then a ferry to somewhere like Ovalau, Savusavu, Taveuni or Kadavu. No more. These days young budget travelers are lining up to go to the Yasawa Islands, a chain of 16 large volcanic islands and dozens of smaller ones roughly 35 km off the west coast of Viti Levu.

The dazzling white beaches, clear warm waters, colorful coral reefs, and sunny dry climate make the Yasawa Group an ideal tourist destination, but until recently a visit involved a rough sea voyage from Lautoka in an unsafe village boat—or an expensive seaplane flight from Nadi. Blue Lagoon Cruises has been plying the Yasawas since the 1950s, but passengers aboard those upscale vessels sleep in staterooms and local residents receive few benefits from their presence.

Until the 1987 Rabuka coups in Suva, it was the policy of the Fiji government that the Yasawas were closed to land-based tourism. The long years of military-backed government brought few changes to the Yasawas, although Australian investors were allowed to construct the deluxe Yasawa Island Resort (www.yasawa.com) in 1991 and a couple of village-operated backpacker camps sprang up on Wayasewa and Waya. Since the early 1980s, local families have operated three small low-budget resorts on Tavewa Island, thanks largely to Tavewa's status as a freehold island beyond the authority of the Fijian chiefs. For decades local church leaders have portrayed tourism as a corrupting outside influence to be kept at arms length from village life.

It would be hard to imagine anything more removed from real Fijian life than Turtle Island Resort on Nanuya Levu Island, Fiji's ultimate hideaway for the US$1,500-a-night crowd. Nanuya Levu has been freehold land since 1868, and in 1972 Richard Evanson used US$300,000 he earned in the Southern California cable television business to buy the island.

Evanson's Turtle Island Resort (www.turtlefiji.com) became the prototype of Fiji's current crop of boutique island resorts, hosting notables like Hollywood stars and millionaires. Brooke Shields stayed here during the 1980 filming of the escapist classic The Blue Lagoon.

A self-styled environmentalist, Evanson has planted thousands of trees on his island, and has converted the mangrove forests into tourist attractions by cleverly creating boardwalks. The resort's food is grown in organic gardens and power is generated using solar and wind energy. Each year a group of volunteer California eye specialists visits Turtle Island Resort to perform eye surgery on needy villagers or to equip them with donated prescription glasses.

Yet for most Yasawans, life has changed little since 1789 when Captain William Bligh and loyal members of his crew paddled past the group in an open boat shortly after the famous mutiny on the Bounty. Even today, most villages are without electricity or running water, and opportunities for economic development are


very limited. The Yasawans have felt neglected by politicians in the distant capital, envious onlookers as mini-cruise ships and yachts carried wealthy foreigners along their shores.

In May 2000, rabble-rouser George Speight and assorted thugs seized the Parliament building in Suva, turning Fiji on its head. Speight's pro-indigenous rhetoric struck a chord in the Yasawas. Villagers from Nacula Island staged a mini-coup on Turtle Island, locking Evanson in one of his 14 luxurious bungalows as village youths rode wildly around Nanuya Levu on Evanson's golf carts.

When the excitement died down, plaited mats were spread and kava roots were pounded, and over many bowls of grog, Evanson and the villagers came to an understanding.

Rather than killing the golden goose, Evanson convinced the Nacula people that they'd be better off opening resorts of their own and allowing him to continue running his business in peace.

Evanson offered interest-free construction loans and promotional support, and the Nacula Tikina Tourism Association was born. The association's Web site (www.fijibudget.com) currently describes a dozen locally-operated resorts around the Blue Lagoon in the central Yasawas, including the three existing properties on Tavewa. All resort operators must conform to a strict code of conduct intended to preserve the environment and guarantee acceptable levels of service. Though primitive compared to the luxurious Mamanuca resorts off Nadi, the Yasawa backpacker camps provide basic food and accommodations at a relatively low price.

The mass influx of backpackers only began in 2002 when Awesome Adventures (www.awesomefiji.com), a subsidiary of New Zealand-owned South Sea Cruises, launched a fast catamaran service up and down the chain. You can now depart Nadi's Denarau Marina on the Yasawa Flyer any morning at 9:15 a.m. and be at the resort of your choice in time for lunch. As many as 150 backpackers do this every day and the village-operated resorts on Kuata, Wayasewa, Waya, Naviti, Tavewa, Nacula, Nanuya Lailai, and Matacawa Levu are booming.

Reservations can be made upon arrival at Nadi Airport through any one of a dozen 24-hour travel agencies right in the airport terminal itself. All of these offices sell catamaran tickets with a bus transfer to the harbor included. Deluxe lodgings and gourmet food should not be expected at any of the Yasawa resorts—yet the friendly people, spectacular natural beauty, and low prices make most travelers overlook these inconveniences.

About the Author

David Stanley is the author of Moon Handbooks Fiji http://www.southpacific.org/fiji.html and his online guide to Fiji may be perused at http://www.southpacific.org/text/finding_fiji.html

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