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Pszczela Wola Lubelskie Towarzystwo Pszczelnicze Giełda Pszczelarska Przepisy z Miodem Miod Pszczeli szerszenie sławomir trzybiński Dom Pszczelarza Kamianna CENY MIODUżycie miodem słodzoneGaleria pszczelarska

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NAJLEPSZE STRONY O POLSKIM MIODZIE

Warsztaty Pszczelarskie Pszczelniczy Fundusz Asekuracyjny Lubelskie Towarzystwo Pszczelnicze
Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. scano.biz All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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Cocos Island... Green Bouquet Is Seen Far Into The Sea


Cocos Island National Park

Sank in the middle of the infinite Pacific Ocean, we find the Cocos Island. It is one of the protected areas with the greatest diversity in terms of wildlife and one of the best places for Costa Rica Scuba Diving Vacation. It is a huge natural laboratory for scientists and nature lovers. It has 2.400 Ha, with 510 species of sea mollusks, 362 species of insects, 235 species of plants, 200 species of fish, 97 species of birds, 57 species of crustaceans, 3 species of spiders and 2 species of reptiles. In this huge diversity, there are over 130 species of endemic flora and fauna. It is an ideal place for scuba diving, snorkeling, bird watching and wildlife watching.

The trip to Cocos Island is in itself a great adventure. After traveling for over 36 hours on the blue waters of the Pacific Ocean, a "green bouquet is seen far into the sea".

Legends say that pirates and corsairs, like William Davies, Benito Bonito and William Thompson, found a safe place to hide their treasures in this Island. For many, Robert Stevenson was inspired on those tales of sailors to write his famous novel the Treasure Island.

Although you will not find golden medals or precious gems, you will find the most valuable treasure of all: The natural richness of flora and fauna.

As soon as you arrive, it is as if time is suddenly going back, as taking a leap to an old world, a place that remains intact through time. Cocos Island is probably one of the places with most endemic flora and fauna in the world.

In just 2.400 hectares, there have always been 139 endemic species in the national park. More than 230 species of plants, out of which 70 are endemic, including the Palo de Hierro (Sacogiottis holdridgei). More than 85 species of birds inhabit the park, but 3 of them can only be seen in Cocos Island National Park: Cuclillo from Cocos Island (Coccyzus ferrugineus); Mosquerito (Nesotriccus ridgwayi) and Pinzon from Cocos Island (Pinaroloxias inomata). Two reptiles joined the selective and exclusive list of species that are unique in the world: Lizard (Norops townsendi) and the Salamander (Sphaerodactuylus pacificus).

If you are already amazed with the natural panorama in land, come on and explore the depths...many more treasures are waiting for you. Scuba Diving at Cocos Island implies a unique experience for any diver as soon as you go down, a world full of life appears before your eyes, thousands of fish swimming around you forming a synchrony of


colors, a rainbow in the plenitude of the ocean.you will be hypnotized when your eyes are set of great schools of hammer shark (Sphyna lewini)or when you see the amazing white finned sharks (Triaenodon obesus) swimming very close to you.

Today, as it was for the buccaneers, the only way to get to Cocos is by boat. Divers, who make up the vast majority of visitors, usually arrive on live-aboard dive boats (a 9- or 10-day trip from the port of Puntarenas). If they go ashore, it's usually only to dry out for a spell. But exploring the 14-square-mile, virtually uninhabited island that Jacques Cousteau once called the most beautiful in the world isn't really a hardship. There are other Cocos Islands in the world (near Guam, Australia, and Mauritius to name a few), but there is only one "Shark Island. " That's a good thing, right?

Field Notes

Scuba Diving: As dive site names go, Dirty Rock isn't the most inviting, but this rocky outcropping about a half mile off the north shore of the island has one of the largest hammerhead shark populations in the world, along with giant manta rays. Expect 120-foot-plus visibility. For even more mantas, head to Dampier Head at the southwest corner of the island, where rays with wingspans up to 10 feet seem to like to swim with divers.

Nature, Nature and Nature. A natural laboratory similar in some ways to the Galapagos (which lacks the tropical rainforest here), Cocos is home to an estimated 60 endemic animal species. Bird watchers will note that the rocky islets off the island are prime nesting areas for seabirds, including the red-footed booby, and that three of the island's 70 or so species include three found nowhere else: the Cocos Cuckoo, the Cocos Finch (shades of Darwin!), and the Cocos Flycatcher.

Hiking: For a little legwork between dives, head up 2,092-foot Mount Yglesias, the highest peak on the island. The trail to the summit, one of several on the island, leads through rainforest (and passes the wreck of a B-24 in the jungle), and the view of the Pacific at the top might even make you forget about your swim fins for a while.

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