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Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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DISCOVER THE JOY OF YACHT CHARTER



YACHT CHARTERING - AN INTODUCTION:



Today for most of the people, sailing is a recreational activity, pursued with the joy of being on water and to experience the fresh breeze of the sea wind, beautiful landscapes off shores to fulfill their joy of the holidays with unforgettable experiences of nature. Recreational sailing is further divided into racing, cruising, day sailing, yachting, etc.; Yachting is a non-commerce boating activity. It may be racing on sailing boats, cruising to distant shores or day sailing along a coast.



Yacht chartering has become the lifestyle for people in western countries who consider yacht charter as one of the best ways to spend their money on holiday rides off the sea. Yachting could be a trip to the other side of the bay or across the oceans through islands where people hire yachts from the yacht charter company to enjoy their holiday trips for days together or even for more than a month.



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The companies that provide yachts for charter and usually for people who come for their holiday trip to sea shore resorts. They provide various types of motor yachts and luxury yachts to travel various coastal, island destinations, which are usually considered as the vocational activity. The flexibility of the yacht charter companies offers surprisingly excellent value for money often working out cheaper for booking best yachts especially designed to accommodate good number of people going for a holiday tour.



In the U.K, a system of association is run by the Royal Yachting Association which includes a range of courses both theoretical and practical for yacht charter companies covering all the activities of sailing and yachting.



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They have experts with marketing skills, industry knowledge and innovative of getting through the clients from various parts of the world. Most of the clients typically spend between 4-8 weeks of the year on board on their own yacht. Some of the clients may not use their yacht at all and regard it solely as an investment while others allow the yacht to be charted for a limited period of time.



On peak seasons where the hot spots of recreation land upon is the time for the charter management process to set a good hand with the clients to fulfill their affairs of yachting.



EXPLORE THE BEAUTY OF SEA THROUGH YACHTING:



Yachting enables one to enjoy the


fun of the sea breeze with excellence in the enjoyment of sailing through all phases on a sailing yacht boat and charter a yacht for holiday vacation sailing . To explore the beauty of the sea, oceans or landscapes off the shores the yacht charter agencies offer modern traditional yachts. It offers many possibilities of unforgettable sailing trips and luxuries through the course of yachting.



Leading yacht and boat charter companies offer every conceivable crafts for hire. They provide spacious fully serviced yachts of all available sizes to accommodate any number of persons for a day, month or even a year. Nowadays, the yacht charters have developed modern yacht to accommodate small groups or 55 couple with voyages in the Mediterranean and Caribbean . They provide all services of a perfect yacht ride and satisfy the voyagers to fulfill their pleasures of sea ride.



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Luxury crewed super yacht charter offer sailing boats for sailing vacations and holidays . Luxury yacht provide elegance and style with exclusive hotels and other facilities with professional and friendly service with ultimate freedom to the clients. There are numerous sources for the clients to book their journey through the yacht charter companies who offer exclusive ranges of yacht preferred by the clients.



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Don't miss the chance to enjoy the pleasure and joy of sea life during seasons. Most of the yacht charter concerns have remarkable yacht ships offered with utmost care and concern to the riders. Charter managers have experts in every aspect of charter management who take a very personal care in every approach of each yacht.



They always have a close relationship with their riders through the captain to form a link between them throughout their journey through yachting. Yacht charter vacations are fast becoming a popular way to enjoy spectacular sceneries, brilliant services and to explore the exotic coastlines and sports in all style and comfort with full enjoyment for the riders.



About the author:

Reena Madhu is a SEO copywriter for internationa lyachtchartergroup.com,She has written many articles in various topics.For more information visit http://www.i nternationalyachtchartergroup.com.

She can be reached at reenaamadhu@gmail.com