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Pszczela Wola Lubelskie Towarzystwo Pszczelnicze Giełda Pszczelarska Przepisy z Miodem Miod Pszczeli szerszenie sławomir trzybiński Dom Pszczelarza Kamianna CENY MIODUżycie miodem słodzoneGaleria pszczelarska

ile kosztuje miód

NAJLEPSZE STRONY O POLSKIM MIODZIE

Warsztaty Pszczelarskie Pszczelniczy Fundusz Asekuracyjny Lubelskie Towarzystwo Pszczelnicze
Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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Freeport In The Bahamas

Freeport in Grand Bahama Island is the closest of all the Bahamas to the USA. A quick 45 minute flight from Fort Lauderdale or Miami will get you into Freeport. It is a very popular destination because of its close proximity and the fact that US dollars are widely accepted. There are two main clusters of hotels and resorts on Grand Bahama Island. One is at the Port Lucaya area located on the south shore of island and the other is near downtown Freeport which is more inland. There are also other
individual resorts scattered around the west and south shores of the 97 by 17 mile island.

I have traveled to Freeport twice and stayed in the Port Lucaya area both times. Most of the hotels here are next to the Port Lucaya Marketplace which is a collection of restaurants, boutiques and other retail services. In addition to the higher end retail, there are also small outdoor vendors selling cheaper goods such as souvenirs and t-shirts. One should be aware that much of the items available for sale from these vendors are not actually made in the Bahamas but overseas in Asia. There is also a
nice sized marina here for those coming to the island via private boat. For those interested in scuba diving, the Unexso operator is very convenient since it is located next
to the marketplace. There are also deep sea fishing excursions offered here as well. At the center of the marketplace is the Count Basie Square where free entertainment is featured on some evenings. A casino is on location here as well. The white sand beach is quite nice with no rocks in the water but it could use some
cleaning up since I did see some cigarette butts and small litter scattered around. This is also true for some of the areas around the Port Lucaya area in general as it seems that nobody wants to take responsibility for bottles and other trash visible to tourists.

The taxi fare to Port Lucaya from the airport was $19 US. There is also a public bus service which utilizes vans to take


people to other parts of the island. The fare is $1.50 US per person to downtown Freeport so this is definitely a much more economical way to get around. One can take this bus service to the nearest grocer called
Winn-Dixie or the other major shopping area on Grand Bahama Island called International Bazaar. International Bazaar is actually next to downtown Freeport and near the other cluster of hotels there. This shopping area was similar to the Port Lucaya Marketplace except that it had an international theme. Unfortunately, the International Bazaar is rapidly going downhill as over half of the stores are now closed. This is not that surprising since even though there are attractive hotel rates and another casino located in this area, it is really too far from the ocean to make it a decent Caribbean spot to stay. Therefore, it is highly recommended to stay in the Port Lucaya area (or one of the individual resorts near the ocean if one prefers more seclusion).

Both of my trips to Freeport were primarily for scuba diving and with opportunities to dive with both dolphins and sharks here, I was not disappointed. There are other
activities available in Grand Bahama Island including golf, horseback riding, sea kayaking and bird watching but these didn’t seem to be too popular. From the conversations we had with other tourists, it seems that most people came to Grand Bahama Island for scuba diving, deep sea fishing or just to relax by the beach. Otherwise, one could get bored here quite easily as there’s not much in terms of experiencing local Bahamian culture since much of the tourist services are Americanized.

About the Author

Clint Leung is owner of Free Spirit Gallery http://www.FreeSpiritGallery.ca , an online gallery specializing in Inuit Eskimo and Northwest Native American art including carvings, sculpture and prints. Free Spirit Gallery has numerous information resource articles with photos of authentic Inuit and Native Indian art as well as free eCards.