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Pszczela Wola Lubelskie Towarzystwo Pszczelnicze Giełda Pszczelarska Przepisy z Miodem Miod Pszczeli szerszenie sławomir trzybiński Dom Pszczelarza Kamianna CENY MIODUżycie miodem słodzoneGaleria pszczelarska

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Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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Kauai snorkel locations to check out

Kauai has plenty of amazing water activities and snorkeling is one of the most popular. If you are a snorkel fanatic or have never tried before, but would like to, then you will be very pleased with the many locations in Kauai that are amazing for snorkeling. The following suggestions will lead you to some of the best Kauai snorkel locations and whether you are expert or novice you will truly enjoy snorkeling on Kauai.

Ha'ena Beach State Park In the North of the island across from the dry cave and 9 miles past Princeton you will come to a great location for snorkeling. Once you arrive here you simply need to walk down the sandy beach to the right for awhile until you reach Tunnels. Here the water is flat and the reef is a considerable ways out, but it is great snorkeling and absolutely worthwhile. The best time for snorkeling here is in the summer.

Anini Beach Anini Beach in the north of Kauai is also a great snorkel location. Take a right on Kalihawai Road just after the Big Bridge. Stay on Kalihawai Road for just a few seconds and then take a left on Anini Road and follow the road to the end. You can then head out to the beach with your snorkel gear. The beach is wide and large and the waves break far out, so you will simply need to head out a ways before you start snorkeling.

Lydgate State Park In the East is Lydgate State Park and it lies just past the Wilua River sign if you are traveling from the north. However, if you are traveling from the airport then take Hwy. 56 and keep going until you pass the Wailua Golf Course. Then, simply turn right on Leho Road and then you will reach Lydgate State Park. If you are new to snorkeling then this is a great location to start out with. There are also BBQ pits, showers, picnic tables, and this is just a great place to enjoy the beach, snorkeling, and a cookout!

Poipu Road In the South there are several great snorkel locations off of Poipu Road. The first is Poipu Beach Park that is across from Brennecke's Restaurant. Here, you can enter from the right of the sandy point and just continue to the water and begin your snorkeling expedition. You will enjoy all there is to see from fish to plant life and clear water.

Another great snorkel location off of Poipu Road is Koloa Landing. To arrive here, head down Poipu Road and take a right at the fork in the road on Kapilli Road. When you reach the stop sign take another right and continue until you reach the boat landing. At Koloa Landing, enter the water and snorkel to the coastline surrounding you.

The Beach House is also an amazing snorkel location. Here you want to head towards Spouting Horn off of Poipu Road. As you are traveling look for the Beach House Restaurant. Once you reach it you simply need to park and then head to the nice bay beside the restaurant. At the Beach House you can enjoy snorkeling and seeing the many


different fish that live in the bay.

Lumahai Beach State Park Lumahai Beach State Park is in the north of the island and is about 5 miles past Princeville. When you are driving keep your eye out for a beach trail and cars parked alongside the road. Here you will encounter Lumahai Beach State Park. Simply follow the path down to the beach and get ready to snorkel. However, this is a snorkel area for more advanced snorkelers and if you are a novice then you should avoid this area for some time because it can be dangerous.

The Entire Coast While there are a lot of specific locations where snorkeling is known to be especially great, there are also a lot of unknown snorkel areas that are still being discovered, or hidden areas that only a few people know about. So, if you are interested in snorkeling in a particular area ask about the surf, the safety, water clarity, and then give it a shot! Also, as you are snorkeling in different locations you will come across many other snorkel fans that will be happy to share some great snorkel locations with you. The entire Kauai coastline is amazing and no matter where you choose to snorkel you will certainly enjoy the underwater beauty.

You can take these Kauai snorkel tips and check out these various locations or you can look for some on your own. There are so many places to snorkel in Kauai that you can't make one single list. These are just a few of the known areas that are great and this is a fantastic list for tourists. If you are planning a vacation to Kauai and plan on snorkeling, then print this page out so you will have the directions and suggestions for the different snorkeling locations. However, always find out about the surf, tide, any dangerous conditions that might be present, visibility, and the like. Additionally, never snorkel alone so if something goes wrong you will have help nearby.

When you travel to Kauai you will be amazed at the snorkeling locations available to you and will have fun checking off all of the different suggested locations. Consider which locations are your favorite, and why, and then add additional snorkel locations to your list. Then, you will have your very own snorkel list to keep with you to remember the vacation as well as a guide for you when you return. An additional point is that you don't have to travel with your snorkel gear, either, unless you want to because there are plenty of places on Kauai where you can rent snorkel equipment by the day, week, or whatever time frame you want. So, don't weigh your luggage down with snorkel gear and enjoy snorkeling Kauai!
About the Author

Stephanie Coburn is the marketing director for wailua bay view, an oceanfront kauai vacation rental . She has personally researched and experienced many of the activities and destinations graced with Hawaiian culture.