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Pszczela Wola Lubelskie Towarzystwo Pszczelnicze Giełda Pszczelarska Przepisy z Miodem Miod Pszczeli szerszenie sławomir trzybiński Dom Pszczelarza Kamianna CENY MIODUżycie miodem słodzoneGaleria pszczelarska

ile kosztuje miód

NAJLEPSZE STRONY O POLSKIM MIODZIE

Warsztaty Pszczelarskie Pszczelniczy Fundusz Asekuracyjny Lubelskie Towarzystwo Pszczelnicze
Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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Lured to sport fishing? Jamaica hooks more than your attention

Deep and productive waters only 15 minutes from shore, well-equipped sport fishing boats and scenic views add up to a quality fishing experience in Jamaica. Visiting anglers have a chance at landing blue and white marlin, wahoo, tuna and dolphin (dorado) in deep water that drops to thousands of feet beyond the reefs. Blue marlin is the mostprized big game fish and catching your first marlin in Jamaica is well within reach. The Cayman Trench creates conditions of one to two knots of consistent current which helps clump together seaweed to form "weed lines"- these are every offshore angler's dream. Heavy rainfall also erodes riverbanks causing trees and other debris to drift out to sea. This floating matter attracts baitfish and tripletail sea bass seeking shelter from the sun, which in turn attracts bigger fish. Entire ecosystems exist under these weed lines which can spread out for miles and contain all manner of sea life, including large numbers of game fish. During the summer months when the wind is fairly calm and the sea is relatively flat the weed lines get bigger, which therefore means more marine activity beneath the surface. On the south coast there are quite a number of banks and cays where you can find a great number of bottom fish, namely snapper and grouper. The largest bank along the south coast is the Pedro Bank. This bank is home to a variety of fish such as yellowtail, mutton and red tail snapper as well as grouper and shellfish. Fishing for wahoo and kingfish is excellent along the south coast due to the presence of these banks. The North coast also has quite a few banks and the three main banks located off the coast of Port Antonio are Henry Holmes, Grappler and Shipwreck. There is also a popular bank located 15 miles off the coast of Montego Bay called the Buckner bank. Strictly speaking there are certain periods of the year when different species of fish are more common. The dolphin (dorado) season runs from January through April, the black fin and yellow fin tuna season run from April to August and the core marlin season runs from August to December. Despite this, you will find that it is quite common for any of these species to be caught in Jamaica's waters year-round. So if you are in Jamaica right now, it's a great time to go fishing. Charter boats can be booked for full-day or half-day trips in most resort areas (see listings in Jam-boree's golocal pages). Prices vary little but be sure to enquire about whether beverages are included and who keeps the catch. Mounting of prize fish is available and some boats


will arrange to have a fish cleaned and even cooked to order. A day of fishing in Jamaica is about more than just lines, bait and fighting marlin. It is a unique opportunity to experience the island's topographical beauty and coastline from offshore aboard a comfortable sportfisher with a professional crew that will ensure that whether you catch the "bigone" or not you have a wonderful experience. Listen to some music, enjoy some refreshments and keep an eye out for porpoises and sea turtles that frequent Jamaica's coastal waters.

Fly fishing and light tackle fishing

The river estuaries, flats, lagoons inshore sea grass beds and mangrove forests of Jamaica are home to many popular species of game fish including tarpon, snook and barracuda. Opportunities abound for exciting fly and light tackle fishing charters led by experienced guides. Most fish species are available all year. Salty Vic provides fishing charters to several areas of the island including river, inshore and deepsea habitats, as well as technical fly-fishing lessons for adults and children. Contact Salty Vic at (876) 863-1599 for information and bookings.

Cayman Trench

Fishing in Jamaica is world-class due in part to the presence of the Cayman Trench that extends from the Windward Passage at the southeastern tip of Cuba toward Guatemala. At about half a mile off the coast of Montego Bay, the drop off begins, starting at about 400 feet and gradually sloping down to 3000 feet further offshore. The relatively narrow trough trends east-northeast to west-southwest and has a maximum depth of 25,216 feet (7,686 m), the deepest point in the Caribbean Sea. This area is teeming with sea life as nutrients are carried up the wall from the abyss to make the waters uncommonly rich for tropical seas.

Tournaments

Several annual blue marlin tournaments are held in Jamaica, attracting world-wide anglers. The Port Antonio International Billfish Tournament, usually held in October, is one of the most celebrated and prestigious in the Caribbean. Each year this event attracts up to 50 boats, including anglers from the U.S.A. and neighboring Caribbean islands. Other tournaments are held in Montego Bay, Falmouth, Discovery Bay and Treasure Beach.

**for more information visit www.jam-boree.com, Jamaica's visitor website, the complete source for travel and tourism information featuring hand-picked deals on vacation packages, hotels, villas, flights and car rentals**
About the Author

Jam-boree, Jamaica's Visitor Newspaper and Jam-boree.com, Jamaica's Visitor Website