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Pszczela Wola Lubelskie Towarzystwo Pszczelnicze Giełda Pszczelarska Przepisy z Miodem Miod Pszczeli szerszenie sławomir trzybiński Dom Pszczelarza Kamianna CENY MIODUżycie miodem słodzoneGaleria pszczelarska

ile kosztuje miód

NAJLEPSZE STRONY O POLSKIM MIODZIE

Warsztaty Pszczelarskie Pszczelniczy Fundusz Asekuracyjny Lubelskie Towarzystwo Pszczelnicze
Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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Norwegian Cruise Lines Still Picks The Ports! But The Rest Is Your Call

When 4-star Norwegian Cruise Lines (NCL) introduced its innovative “Freestyle” concept in 2000, they ushered in an extraordinary new era, which transformed the traditional cruise into a unique and far more personal experience. Designed to meet the changing needs of today’s discerning cruise passenger, Freestyle Cruising offers guests a truly relaxed, resort-style experience, with perhaps most importantly, complete personal flexibility. There is only one schedule on NCL’s freestyle ships, and that is yours. The hallmarks are remarkable.

There is a good assortment of suites most of which have private balconies and separate bedrooms. On the Dawn, for example, at the very top end you might select her spectacular 5,350 square foot "garden villa" suite complete with living room, dining room, three bedrooms, whirlpool tub and garden with a hot tub, outdoor dining area and terrace (it's true!). And there's butler service too. It simply does not get better than this for families or a group of friends). But no matter which accommodation style you choose, you'll find your surroundings, bright, cheerful and comfortable.

Atmosphere

NCL has created a world of options for their guests, which contributes mightily to the shipboard atmosphere of family holiday fun, relaxation, personal freedom and romance. Wide open spaces and small private hideaways. Sheer glass walls and views stretching to the ends of the earth. Coconut body polishes at Mandara Spa. Warm cognac and hand rolled cigars, beer and a game in the sports bar. Special clubs just for the kids. "And so very much more".

Dining

Food is a very big part of cruising, and in this area, NCL is in a league of its own. Along with the wide assortment of cuisine found on every ship, there are added treats and variations on the theme. A wickedly sinful Chocoholic Buffet, a President's Menu, designed by Henry Haller, former White House Executive Chef, tasty children's menus, Healthy selections from Cooking Light magazine with low fat, low cholesterol and low calorie suggestions. Meals taken in main dining rooms are included, however there is an additional charge for meals enjoyed in specialty restaurants.

Entertainment

The good times roll as lavish entertainment fills the night with pizzazz. Broadway style theatre and snazzy productions in grand scale showrooms, cabaret singers and comics in the lounges. Dancing at Dazzles. Hot Latin rhythms and the latest tunes in the disco. The slap of cards and "rat-a-tat-tat" of the roulette wheel in the sizzling casino. NCL hosted cocktail parties for honeymooners, singles and past guests. Is there a more exciting place to be in the evening than on a ship at sea, ablaze with lights, overflowing with music and the sound of happy laughter?

Accommodations

Accommodation is of all stripes, truly wide-ranging with owner's suites, penthouse suites, family suites, ocean-view staterooms and inside staterooms (many adjoining and family-friendly). Ocean-view and inside staterooms have two lower beds, bathroom with shower, refrigerator, safe, TV radio and phone. Some also offer a sitting area and many of the ocean-view staterooms have private balconies or large picture windows.

Public Rooms and Facilities

A veritable parade! Public areas vary by ship with the larger, newer ships having the greatest preponderance. A general list includes restaurants, lounges, bars (including coffee, champagne and wine venues), and pub. Also an internet café, sports deck with basketball, volleyball, golf driving net, beauty salon, fitness center, walking/jogging track, card room, cinema, video arcade, pool(s), lap pool, kid pool, hot tubs, and even a snorkeling program.

Mandara Spa

Originating in Bali, Mandara Spa has been dubbed the "aaahhhhhhhh" spa, and for good reason. The name Mandara comes from an ancient Sanskrit legend about the Gods' quest to find the elixir of immortality and eternal youth. No guarantees on the immortality, but you'll certainly feel forever young! How 'bout Hot Stone Heaven? Four Hands
Massage, or A massage for two in the privacy of your stateroom? Exquisite treatments that will nurture you inside and out. Natural ingredients, caring touch. Could not be more perfect!

Kids Crew™

Norwegians have a way with kids! NCL's complimentary Kid's Crew™ is a program of things to do places to go and kids to


meet. It's like recess only longer. Sleep away camp, only better. A specially trained staff of youth counselors from universities and organizations, who carry an impressive bag of tricks for your kids, carefully supervises every minute. There are circuses, crafts, parades, sports, games, stories and parties. Campouts with tents, cooking classes where they can make a pizza or pancakes, T-shirt painting, face painting, treasure hunts and sandcastle competitions if your cruise includes a visit to NCL's private island.

Age specific, programs vary for Junior Sailors age 3 to 5, First Mates age 6 to 8, Navigators age 9 to 12 and Teens age 13 to 17 (teens enjoy karaoke, dancing, pool parties, scavenger hunts, trivia contests, exercise classes, volleyball, basketball and movies). Programs are subject to change and the aforementioned is far from a complete list. But you get the idea!

Great Stirrup Cay

NCL's Own Private Island in the Bahamas Relax on the talcum sand and swim in the crystal-clear waters of NCL's own Private Island in the Bahamas. Even the most novice snorkeler can see brilliant fish, gentle stingrays and coral reefs.
Floats, paddleboats, kayaks and Kis-Kat sailboats are available to ensure guests enjoy the wonders of Great stirrup Cay's waters.

Dive In™

Snorkeling Program Features an experienced and knowledgeable instructor, fins, a mask and safety vest. Scuba excursions are also available!

"Europe Plus" Program

Features free, two-night pre- or post-cruise hotel packages, transfers, private hospitality desks at hotels and breakfast at Rome hotels in conjunction with Norwegian Dream's European and Mediterranean cruises. (Must be booked and deposited 180 days prior to sailing; some restrictions apply.)

Latitudes Program

NCL's Latitudes Program is designed to recognize guest loyalty with special savings and greater benefits on cruises, including future cruise discounts, an on board cocktail party for members only, on board consultant, complimentary subscription to Latitudes, NCL's quarterly magazine, special check-in at selected ports and more.

Romance Packages

For those special moments, NCL offers wedding packages, which include a wedding coordinator, ceremony, wedding officinal, announcements, wedding cake, photography package and more.

Winter Weather Guarantee!

Ask about Norwegian Dawn's Winter Weather Guarantee who provides shipboard credits and/or cruise credits for certain weather-related cancellations or specific delays. Applicable to select sailing months.

A young fleet by most cruises line standards; ships have either been built within the past six years or have enjoyed recent refurbishment. Norwegian Star, Norwegian Sun and Norwegian Dawn were inaugurated in 2001 and 2002 respectively. Norwegian Sky's maiden voyage was in 1999 (she has been re-flagged as Pride of Aloha and has joined the new NCL America brand in July 2004). Norwegian Majesty first sailed in 1997, Norwegian Wind in 1993 and Norwegian Dream in 1992 (both Wind and Dream were refurbished in 1998) Norwegian Sea launched in 1988 and was refurbished in both 2001 and 2003. 77,000 ton, 2000 guest Norwegian Spirit (formerly Superstar Leo of Star Cruises), was built for Freestyle Cruising in 1998. She closely resembles her larger sister, Norwegian Dawn.

In September 2003, NCL added Norwegian Crown to their fleet. Formerly the Crown Odyssey she previously sailed under the banner of NCL's sister company, Orient Lines. She has undergone a multi-million dollar transformation to Freestyle standard including the addition of three new restaurants including NCL's signature Le Bistro, a Pasta Café and the Asian influenced Chopsticks. The Seven Seas Restaurant, the Yacht Club and Café Italia are also on board. Other changes include enhancements to the Top of the Crown Lounge, an expanded Lido Bar, a complete renovation to the casino, and the Mandara Spa, Beauty Salon and Fitness Center was completely rebuilt.

About the Author


About the author: William Lezubski (Accredited Cruise Counsellor (ACC), and Certified Travel Counsellor(CTC)-William is a professional in the Travel Industry and the author of “Discount Caribbean Vacations Web Site” available at http://www.discount-caribbean- vacations.com/index.htm