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Pszczela Wola Lubelskie Towarzystwo Pszczelnicze Giełda Pszczelarska Przepisy z Miodem Miod Pszczeli szerszenie sławomir trzybiński Dom Pszczelarza Kamianna CENY MIODUżycie miodem słodzoneGaleria pszczelarska

ile kosztuje miód

NAJLEPSZE STRONY O POLSKIM MIODZIE

Warsztaty Pszczelarskie Pszczelniczy Fundusz Asekuracyjny Lubelskie Towarzystwo Pszczelnicze
Asia's best-kept secret for expatriates, Malaysia has a vibrant mix of foreign and indigenous tribal cultures, creating a veritable melting pot of peoples, traditions and religions. A sizable enclave of foreigners (Brits, Americans, Australians, and Canadians) live full time or maintain holiday homes in Malaysia, and you'll find that just about everybody speaks English, since its compulsory in local schools. Not only are three world-class playgrounds (Thailand, Bali, and the Philippines) all within a few hour's travel from Malaysia, but with miles of white sand coastline, tropical islands, and beachfront property galore, it has all the makings of a fairy-tale setting. Despite being the capital of a developing nation, Kuala Lumpur is a modern cosmopolitan with clean streets and sidewalks and every modern convenience to found in New York or London. Home to the tallest building in the world, there are also FedEx and UPS offices, international banks, English cinemas and bookstores, western-style supermarkets, French and German bakeries, Chinese, Indian, and Italian restaurants, gourmet coffee, Cuban cigars, Internet cafés and some of the best shopping in the world! One of the few things that lend a "Third-world" feel to the capital are the open-air night market, where local merchants peddle everything from fresh fruit and vegetables, to meat and fish, to exotic animals and traditional handicrafts. All the major newspapers are available at newsstands, including the Wall Street Journal, USA Today, the Financial Times, the International Herald Tribune and The New York Times. Cable and satellite TV provides access to a wide variety of English-language programming, including CNN, the Discovery Channel, Filmnet and many more. Despite the local Muslim population not drinking alcohol, Kuala Lumpur has some of the liveliest nightlife in the region and there are more than a fair share of clubs and bars, where tourists, expatriates and locals alike mingle and party. Though the official religion of Malaysia is Islam, great tolerance is shown for other religions, with many beliefs being represented and their adherents practicing openly, including Christians, Hindus, Buddhists, Taoists and Jews (the nearest synagogue is in neighboring Singapore). Compared with other major Asian cities (Tokyo, Singapore, and Hong Kong, for example), Kuala Lumpur is downright cheap. Even in the over-priced tourist spots you can get a good meal for two for around $20. Outside of these places, a 3-course meal for two with all the trimmings, including drinks, will set you back no more than $10?a doctor's visit $8 to $15 and live-in domestic help $200 a month. Rental properties are readily available and not overly expensive by American or European standards. The cost of 2-bedroom rental apartments begins at around $225 per month, with 3-bedroom houses starting at $35,000. Naturally, comparable housing in expatriate communities or the luxurious suburban homes that date from British colonial period can set you back considerably more. Other properties recently on offer include: A 2-bedroom, 1-bathroom, 725-square-foot apartment with a dining room, a kitchen, ceiling fans, a walk-in closet, and parking, costs $45,215. A small two-story bungalow with 2 bedrooms, 1 bathroom, a kitchen, a living room, and a dining room going for $35,700. A penthouse apartment, close to downtown, with a sea-view and a 350-sqare-foot terrace. It comes fully furnished and has 2 bedrooms, 1 bathroom, a kitchen, and a dining room. The asking price? $75,000. A spacious 3-bedroom, 2-bathroom, 2500-square-foot condominium with a large living room, an elegant dining room, a fully equipped kitchen, and a pantry, for $125,250. Though there are expensive restaurants and accommodations, there's simply no reason for you to check into a five-star hotel when you can stay in a clean, friendly hotel in the city center for $40 a night where every meal costs less than $5 per person. CRIME-FREE AND FOREIGNER FRIENDLY Of course, cheap living shouldn't be the only deciding factor when choosing a new home. As well as being very affordable, Malaysia is safe.The government's real no tolerance policy means street crime is virtually nonexistent. The Malaysian government, through its "Silver-Haired Program," offers expatriate resident retirees extremely attractive benefits. Outside of nationals of Israel and Yugoslavia (Serbia and Montenegro), the program is open to citizens of most countries. To qualify, you need only be over 50, show you can bring a guaranteed income of about $1300 per month into Malaysia (or open a savings account in Malaysia with $40,000), and have a local sponsor (which can easily be arranged). Penang, a small island off the northwest coast, has been called the "Pearl of the Orient" and its beaches are a favorite tourist destination. The coastline is also dotted with many small, quiet seaside villages. The tropical rainforests and jungles offer many opportunities for exploring lush mountains, trekking through the jungle, or even taking a riverboat safari. The bountiful sea surrounding Malaysia provides for some of the best scuba diving and fishing anywhere in the world (Malaysia's seas are home to the Black Marlin, tuna, mackerel, sailfish, barracuda and a host of other species). PRACTICAL BENEFITS Medical care is good, with excellent hospitals and clinics in all the major towns. Doctors speak English, and the majority gained their qualifications in Western Europe or North America. Although foreign residents must arrange private health insurance, visiting tourists who have an accident are entitled to free emergency treatment in public hospitals. A consultation with a private doctor in most cases will cost just $8 to $15. When it comes to banking, management methods and the range of services offered closely follow the British model. Plus, most major world banks have full-service branches in Malaysia. Many expatriates living here off investment income keep their cash growing tax free in Labuan, an offshore tax haven administered by Malaysia, and then bring into the mainland what's needed for living expenses. Labuan is also perfect for anyone looking for a private, offshore bank account, a tax-free corporation, a trust, or other offshore structures. Led by Malaysian Airlines, the national carrier, the island is served by many major airlines, linking it the world through its international airports. A good network of modern roads covers the distances between towns, and Malaysian telecommunications are among the best in the world. If you've ever thought about living overseas, you owe it to yourself to investigate Malaysia. Copyright 2005 by Shannon Roxborough Shannon Roxborough is an international lifestyle expert with close to 20 years experience. He has helped hundreds of clients with overseas living, retirement and travel matters. Visit his website at:
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River Cruises Can be Such a Rich Experience

River Cruises Can be Such a Rich Experience
River Cruises- Discovering Europe, Russia, China, America
by Colin Hartness - http://www.whatcruises.com

Exploring Europe can be such a unique experience with a River Cruise. You just unpack once on this floating hotel and there you go cruising with river cruises over magnificent castles, significant towns and cities, appealing villages and lavish vineyards. It has become increasingly popular nowadays to sail through the grand rivers of Europe especially with the wide selection of vessels available. All the vessels are beautifully furnished, displaying attractive art objects with public areas reflecting the atmosphere around each region you cruise. It is the most pleasurable experience on river vessels as all offer personal service with the help of a smiling bilingual staff. You are provided with a single seating superb dining arrangement and well-accommodated cabins, which are comfortable and airy.

The most popular destinations in Europe, Russia or China can be explored intimately, closely and deeply with the river cruises. It is unlike a bus ride where you are still spending time on the bus than exploring and discovering destinations. River cruises provide splendid service and superb food. Every travel programs is well formulated and designed and you visit a port a day, at least. Hence, you get an opportunity to explore small villages in remote regions minutely, which might not have been otherwise possible with an ocean cruise. As you cruise along, you admire the beautiful scenery around as well as enjoy the local nightlife at the ports.

Have you ever thought of rediscovering America in an easy and relaxed fashion? Well River Cruises are there for you.

For the early settlers of America, rivers were natural highways, today the same rivers signify the old and the new, and as you cruise along them, you discover American history as it unfolds to you slowly and steadily. It is becoming extremely popular nowadays to experience America’s great waterways on Victorian


Style steam driven paddle wheelers on 3-to twelve-night trips. There are stunning antiques displayed in the gallery and there is a two-storey dining room with huge windows for a fantastic view of the scenery. The river steamboats are designed in 19th century format with stylish furnishings- an impressive mirrored and brass staircase and a lounge with a two-storied glass rear wall for a glimpse of the giant paddlewheel. There are other amenities available like movie theaters, musical shows and bathing pools.

River cruises are well designed cruises – you are neither seasick nor loose sight of the land as in blue water cruises and neither do you pack, unpack or hip-hop hotels like in a car or motor coach tour. The River Explorer sails over the rivers Missouri, Mississippi and Ohio – to and fro on four to ten days trips throughout the year. Vacationers can sprawl on the Sky Deck, read, play games or watch videos. The dining is casual, informal having no assigned seating. You can meander into the pilothouse and catch a glimpse of the real-time radar and navigational charts, if interested. At various ports storytellers, bluegrass and blues bands, dancers and Cajuns step aboard to entertain the guests.

You learn about America’s heritage-it’s a rich experience to understand the development of commerce and industry in America or why river towns Tenn. and Clarksville were founded. Imagine seeing the colors along the riverbanks or the rising sun or the setting sun-are truly natural wonders. You might like to undertake shore excursions to New Orleans French Quarter or the Grand Ole Opry in Nashville, Tenn. It is such a wonderful idea to have some river cruises to observe themes like 1950’s music, big bands, old-fashioned holidays, or the fall foliage along the Ohio River.

About the Author

Looking for information about cruises?
Go to: http://www.whatcruises.com
'What Cruises' is published by Colin Hartness -
An excellent resource for Cruises!
Check out more cruise articles at: http://www.whatcruises.com/archive